A A
 
 
 
 
Home»Line of Business»Retail Banking»Certificatesofdeposit
 
 
Vote

 

 Certificates of Deposit

Brimo Certificates

Banque Du Caire offers various types of Brimo certificates of deposit that satisfy the customers' needs, and offers competitive and guaranteed return:

Brimo Certificates in Egyptian Pound

With cumulative return

With variable return

With fixed return

Type of return

7 years

5 years

3 years

5 years

3 years

7 years

5 years

3 years

Certificate Tenure

Monthly

Return frequency

Quarterly

Bi-annual

Maturity date

 

Brimo Dollar Certificates

Type of Return

With fixed return

With variable return

Certificate tenure

3 years

5 years

3 years

Return frequency

Monthly

Quarterly

Annual

 

Brimo Corporate Certificates in Egyptian Pounds

Type of Return

With fixed Return

Certificate tenure

3 years

Return frequency

Monthly

Quarterly

Annual

 

General Benefits:

  • Unlimited purchase.
  • Variety of certificate tenures (3, 5, 7 years), variety of return types (fixed, variable and cumulative returns).
  • Minimum for EGP Certificates 1000 & multiples, excepted for EGP Corporate Certificates minimum.10000 increasing with the. Multiples 1000. As for US$ Certificates 100 & multiples.
  • Redemption of the certificate’s value 6 months after the issuance date according to early redemption tables.
  • Possibility of redemption of automatically-renewed-certificate at any time as per the customer's request before 6 months from its renewal date.
  • Issuance of certificates from any of the bank’s branches.
  • The option of granting loans against the certificate in the same currency.
  • A current or saving account is opened, and there’s availability to (issue a direct debit card – issue a credit card “terms and conditions apply”)
  • The option to add the frequent return and certificate value at redemption or maturity, to the customer’s current or saving account.

General Terms and conditions:

  • The certificate is automatically renewed at the maturity date for an equivalent period with the same conditions, and with applicable interest rate at renewal date, unless customer notifies otherwise prior to its maturity date.
  • Certificate value can't be redeemed before 6 months from the issuance date.
  • To issue a certificate of deposit, the customer should have a current or saving account in any of BDC branches.

Brimo PLUS Certificate ‘in EGP’ additional benefits:

  • Minimum of EGP 500 and multiples.
  • Certificate tenure 3 years
  • Quarterly interest disbursement
  • The option of granting loans against the certificate in the same currency

Brimo PLUS Certificates Terms and conditions:

  • The Certificate is issued in Egyptian Pound funded from foreign or Arab currency account
  • Certificate maturity or redemption value and its related return shall be disbursed in Egyptian pound
  • Certificate value can’t be redeemed before 6 months from issuance date.

Required Documents :

It is required to open a current or saving account to issue a Brimo CD, and to fulfill their related documents:

Individuals

Companies

National ID

Passport for foreigners

Birth certificate for minors

Original contract

Commercial registry

Tax card

(Documentation determined according to entity type)

                    Terms and conditions apply.

 

 

Brimo Super Certificates of Deposit

General Benefits:

  • Fixed Interest rate 15% (Interest is Paid monthly)
  • Unlimited Purchase
  • Minimum for EGP Certificates 1000 & multiples
  • certificate tenures 3 years
  • Interest is paid monthly of the business day following the date of purchase
  • Redemption of the certificate's value 6 months after the issuance date according to the structure of the advertised rates of return on deposits Bmsrva for the day of purchase for the period corresponding minus 0.5%.
  • Issuance of certificates from any of the bank's branches.
  • The option of granting loans against the certificate in the same currency
  • A current or saving account is opened, and there's availability to (issue a direct debit card - issue a credit card "terms and conditions apply")
  • The option to add the frequent return and certificate value at redemption or maturity, to the customer’s current or saving account.

    General Terms and conditions:

  • Target customers of Natural persons only (both adults and minors)
  • The Certificate is nominal and may not be negotiated, endorsed, transferred, discounted, pledged or disposed of in whatsoever manner
  • The certificate is automatically renewed at the maturity date for an equivalent period with the same conditions, and with applicable interest rate at renewal date, unless customer notifies otherwise prior to its maturity date.
  • The option of granting loans against the certificate in the same currency, in the order of 90% of CD redemption value with rate of return exceeds 4% above the certificate applied
  • Certificate Value can't be redeemed before 6 months from the issuance date.
  • To issue a certificate of deposit, the customer should have a current or saving account in any of BDC branches.

    Required Documents:

- It is required to open a current or saving account to issue a Brimo Super CD and to Fullfill their related documents :

  • National ID
  • Passport For foreigners
  • Birth certificate for minors

                                                         Terms and conditions apply

 

Main info. about

Accounts

Bank Du Caire has different types of accounts in both local and Forien currency

 

Term Deposits

Bank Du Caire has different types of Term Deposits in both local and Forien currency

 

Retail Loans

Bank Du Caire offers different types of loans for both Private and public sector employees

 

Cards

Bank du Caire offers various types of cards, in line with various segments and categories, levels and needs

 

Bancassurance

Bancassurance is a set of services and insurance products offered by the Allianz Egypt Life Insurance Group