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Cards

Banque du Caire offers various types of cards, which cater to different segments of society while highly satisfying their needs, including:

Banque du Caire Credit Cards

   - MasterCard International Credit Cards, Standard and Gold.

   - Visa International Credit Cards, Classic and Gold.

Benefits

  • Purchases and cash withdrawals inside and outside Egypt after activating the card by calling the bank's call center 16990, transactions are billed in Egyptian pounds whatever the currency of the original transaction.
  • Safe transactions using the PIN on the POS machines in stores and hotels and for cash withdrawal through the ATMs. 
  • Choose the monthly payment method that suits you:
      • Minimum 5% payment with competitive interest rate 2% monthly
      • Full payment and enjoy 55-day grace period without bearing any debit interests on purchases.
  • Availability to use 100% of the credit card limit in cash withdrawals via ATMs.
  • SMS Alert notifications for each credit card transaction on the internet and for any purchase valued EGP 150 and more, reminder for monthly payment also the expiry date of the card and reissuance.
  • Payment Facilities: Convenient monthly payment for your purchases and cash withdrawal:
      • Through branches during working hours.
      • Direct debit on bank account.
      • Using the IVR Service through the call center 16990.
  • The card is valid for 3 years
  • Supplementary cards for your family members (Max 4 Gold and 3 Sliver Cards).
  • Regular verification for suspicious transactions to avoid fraud. 
  • Special offers and discounts with selective partners throughout the year.
  • The bank pays your credit card usage with other banks inside Egypt deducted from the available credit of the credit card.
  • Free Life Insurance with bank bearing the installments on the outstanding balance up to EGP 50,000.
  • Call center service 16990, 24 hours/7 days a week.
  • Branch and ATM network covering all governorates in Egypt.
  • Cards can be used through the internet by identifying number and quantities of transactions, with availability to identify when to open or close the service, as per the customer’s preferences.
  • Balance inquiry for the available credit through BdC ATMs and through other banks' ATMs inside and outside Egypt. 

Terms and Conditions

  • Card limit is up to three times the cardholder’s monthly income.
  • Credit limits: Minimum L.E. 1,000
  • Credit limits: Maximum L.E. 200,000.
  • Age for main cardholders minimum of 21 years and maximum for Employees: 58 -years and for Self Employed and Professionals: 63 years
  • Cardholders can get supplementary card for anyone with a minimum age of 18 years. 
    • Silver Cards: 
      • Daily max limit for cash withdrawal inside/outside Egypt: 3 transactions equivalent to L.E 5,000 with weekly maximum limit L.E 7,000 inside Egypt - Monthly max limit L.E 10,000 outside Egypt.
      • Daily max limit for purchase: 8 transactions equivalent to L.E 20,000 inside /outside Egypt with Monthly max limit L.E 50,000 outside Egypt.
    • Gold Cards
      • Daily max limit for cash withdrawal inside/outside Egypt: 3 transactions equivalent to L.E 10,000 with weekly max limit L.E 15,000 inside Egypt - Monthly max limit L.E 20,000 outside Egypt.
      • Daily max limit for purchase: 10 transactions equivalent to L.E 35,000 inside / outside Egypt with Monthly max limit L.E 100,000 outside Egypt.
    • Balance inquiry for MasterCard cards through BDC ATMs inside and outside Egypt. 

Required Documents

  • For Employees:
      • National ID
      • Valid HR payroll letter
      • Recent original utility bill (Gas or Electricity bill) (3 months by maximum)
  • For self Employed:
      • National ID
      • Valid commercial register
      • Recent utility bill (Gas or Electricity bill) 
      • Recent bank statements (last 6 months)
  • For Professionals: (Doctors - Engineers - Pharmacists, etc):
      • National ID 
      • Professional operating License
      • Recent utility bill (Gas or Electricity bill) 
      • Recent bank statements (last 6 months)
      • Copy of syndicate card  

 

Travelling Abroad

Please note that the international cash withdrawals & purchases limits & Fees are amended in accordance with market change- For more information please call 16990 or visit the nearest BDC branch With the necessity to notify the bank in case of travelling abroad to avoid stopping the card or declining transactions. 
  

  Terms and Conditions Apply

Banque du Caire MasterCard Installment Credit Card

With BDC MasterCard Installment Credit Card, you can make your purchases and pay them on a number of months on equal installments.  

Benefits:

    • BDC Installment Credit Card helps customers buy goods and services inside and outside Egypt with repayment method on 12 months with the least interest rate in the Egyptian market (1.50% per month).
    • Free issuance.
    • The card is valid for 3 years
    • Possibility of re-use of payments in purchasing.
    • Cash withdrawals within the limits of the card (10% of the credit limit).
    • Balance inquiry for available credit through BDC ATMs and through other banks' ATMs inside and outside Egypt. 
    • SMS Alert notifications for any credit card transaction valued EGP 150 and more, reminder for monthly payment also the expiry date of the card and reissuance. 
    • Cards can be used through the internet
    • Free Life Insurance equivalent to the card credit amount with bank bearing the installments on the outstanding balance. 

Terms and Conditions: 

  • No installments on cash withdrawals and no installments for purchases up to L.E 100.
  • Credit limits: Minimum L.E. 1000 
  • Credit limits: Maximum L.E. 200,000 
  • Age for main cardholders must be a minimum of 21 years and a maximum for Employees: 58 years and for Self Employed and Professionals: 63 years. 
  • Contact the Call Center 16990 to activate the Installment card before using it.
  • Daily max limit for cash withdrawal inside/outside Egypt: 3 transactions equivalent to L.E 5,000 with weekly maximum limit L.E 7,000 inside Egypt - Monthly max limit L.E 10,000 outside Egypt.
  • Daily max limit for purchase: 8 transactions equivalent to L.E 20,000 inside/outside Egypt, with Monthly max limit L.E 50,000 outside Egypt

Required documents: 

  • For Employees:
      • National ID
      • Valid HR payroll letter
      • Recent original utility bill (Gas or Electricity bill) (3 months by maximum)
  • For self Employed:
      • National ID
      • Valid commercial register
      • Recent utility bill (Gas or Electricity bill) 
      • Recent bank statements (last 6 months)
  • For Professionals: (Doctors - Engineers - Pharmacists, etc):
      • National ID 
      • Professional operating License
      • Recent utility bill (Gas or Electricity bill) 
      • Recent bank statements (last 6 months)
      • Copy of syndicate card 

Travelling Abroad

Please note that the international cash withdrawals & purchases limits & Fees are amended in accordance with market change- For more information please call 16990 or visit the nearest BDC branch With the necessity to notify the bank in case of travelling abroad to avoid stopping the card or declining transactions. 

 

 Terms and Conditions Apply

Banque du Caire MasterCard International Debit Cards

With Banque du Caire MasterCard Debit Card, you can access your account 24/7 wherever you are. Card transaction amounts are directly debited from your account. 

 

Benefits:

  • All transactions are billed in EGP whatever the currency of the original transaction.
  • Local and worldwide acceptance for purchases and cash withdrawals.
  • Safe transactions using the PIN on the POS machines in stores and hotels and for cash withdrawal through the ATMs, within the available credit in your account wherever you are and in 24/7. 
  • Free usage of Banque du Caire ATMs all over Egypt.
  • Card is valid for 5 years.
  • Enjoy paying all your payments immediately through Fawry service (Recharge and Pay bills) via BDC ATMs.
  • Conversion service linked between client's account on the same card and transfer to the account of any other client within Banque du Caire Under the bank's policies.
  • Direct deposit in customer account by using direct deposit machines 24 hours.
  • Special offers and discounts with selective partners.
  • SMS Alert notifications on the following:
      • Withdrawals valued EGP 1000 and more
      • Transfer and deposit
      • Purchases
      • Card renewal
      • Changing password
      • Fawry payments.

Terms and Conditions: 

  • Daily max limit for Cash Withdrawal inside Egypt: 7 transactions with the amount of L.E 7,000.
  • Daily max limit for Purchases inside Egypt: 10 transactions with the amount of L.E 23,000.
  • Daily Cash withdrawal outside Egypt: equivalent to L.E 5,000.
  • Monthly max. limit for cash withdrawal outside Egypt: equivalent to L.E 15,000.
  • Daily max. limit for Purchases outside Egypt: equivalent to L.E 25,000
  • Monthly max. limit for Purchases outside Egypt: equivalent to L.E 40,000  

Travelling Abroad

Please note that the international cash withdrawals & purchases limits & Fees are amended in accordance with market change- For more information please call 16990 or visit the nearest BDC branch With the necessity to notify the bank in case of travelling abroad to avoid stopping the card or declining transactions. 

 

     Terms and Conditions Apply

Banque du Caire MasterCard International Payroll Cards

With BDC MasterCard International Payroll Cards, employees can have their salaries transferred from the company’s account to their Payroll cards. 

 

Benefits:

    • The system provides; the finance department and IT, the time and effort needed for disbursement of salaries in cash. It is an alternative way for cash payment, which reduces the risk of relying on cash money.
    • Avoid the risk of transferring cash from the bank headquarter to the company or to any remote branches away from the main center, also save the cost of guarding and secure cash trading.
    • No bank account is required, accordingly no account issuance fees or account statement required.
    • Local and worldwide acceptance for purchases and cash withdrawals 24hours/7days a week.
    • Employees can receive their payroll on week-ends and holidays anywhere in the world with free cash withdrawals using Banque du Caire ATMs all over Egypt.
    • Enjoy paying all your payments immediately through Fawry service (Mobile Recharge – bill payments – flight tickets payment – charitable donations..) via BDC ATMs.
    • Granting Employees credit cards, with direct debit service for payroll cards without the need of having an account according to issuance policy.

Terms and Conditions: 

  • Daily max limit for Cash Withdrawal inside Egypt: 6 transactions with the amount of L.E 6,000. 
  • Daily Cash withdrawal outside Egypt: equivalent to L.E 1,500. (T&C are applied)
  • Monthly max. limit for cash withdrawal outside Egypt: equivalent to L.E 7,500.
  • Daily max limit for Purchases: 10 transactions with the amount of L.E 10,000 inside Egypt/ L.E 10,000 outside Egypt . 
  • Monthly max. limit for Purchases outside Egypt: equivalent to L.E 20,000. 

Travelling Abroad

Please note that the international cash withdrawals & purchases limits & Fees are amended in accordance with market change- For more information please call 16990 or visit the nearest BDC branch With the necessity to notify the bank in case of travelling abroad to avoid stopping the card or declining transactions. 

  

 Terms and Conditions Apply

Banque du Caire Prepaid MasterCard Card - Easy Card

Advantages

  • Cards can be issued to any person starting 16 years and up .
  • Parents can purchase up to 5 cards to themselves and their children (16 years old and up) and replenish the card with amounts to give children the sense of independence by using the card.
  • No need to open account at BDC to issue the card.
  • Fast card issuance as it doesn’t need credit approval.
  • Flexibility in replenishing the card through:
        • Any of the bank branches
        • By deposit at BDC ATMs that accept deposits
        • By transferring from the Debit card to Easy Card through any of the bank's ATMs
  • Cards can be used in purchases and ATM withdrawal domestically and internationally.
  • Card can be used in internet purchases
  • No fees are applied if the card is used in withdrawal at any of BDC ATMs.
  • Fawry services (bill payment and top-up , electricity and phone bills , donations…etc.) at any of BDC ATMs instantly.
  • Enjoy BDC offers and discounts at different times of the year.
  • Balance inquiry and mini statement are available at any of BDC ATMs.
  • Call center services are available 24/7 to answer any inquires or to stop the card if it is stolen or lost.

Terms and Conditions

  • The card can't be issued for any person less than 16 years old .
  • The card validity is two years and renewal is depending on the customer's will.
  • Customer can issue 5 cards to himself and his children.
  • No supplementary cards for easy card.
  • Daily max limit for Cash Withdrawal inside Egypt: 10 transactions with the amount of L.E 5,000.
  • Daily Cash withdrawal outside Egypt: equivalent to L.E 1,500. ((T&C are applied)
  • Monthly max. limit for cash withdrawal outside Egypt: equivalent to L.E 7,500.
  • Daily max limit for Purchases: 10 transactions with the amount of L.E 5,000 inside Egypt/ L.E 10,000 outside Egypt .
  • Monthly max. limit for Purchases outside Egypt: equivalent to L.E 20,000.
  • Card can be replenished from any branch of BDC branches or By deposit at BDC ATM which accept the deposit or By transfer from your Debit card to Easy Card.  

Required Documents for Issuance

  • Copy of personal national ID
  • Application available at BDC branches

How to get the card

  • By visiting any branch of BDC branches

Card outlay

  • Issuing fees: 20 EGP
  • Replacement fee: 15 EGP
  • Renewal fees: 20 EGP every 2 years .
  • Chargeback fees for domestic transaction on other bank's ATMs: 50 EGP (refunded to the card if your chargeback is correct)
  • Chargeback fees for international transaction on other banks ATM: 30 $ (refunded to the card if your chargeback is correct)
  • Reissue PIN Fee: 10 EGP
  • Cash withdrawal on BDC ATMs: none
  • Cash withdrawal on domestic bank's ATMs: 6 EGP
  • Cash withdrawal on international ATMs: 2.5% +25 EGP
  • Balance inquiry on domestic bank's ATMs: 5 EGP
  • Balance inquiry on international ATMs: 5 EGP  

Markup Fees is added on international transactions when card is used internationally according to Foreign exchange changes.

 

Travelling Abroad

Please note that the international cash withdrawals & purchases limits & Fees are amended in accordance with market change- For more information please call 16990 or visit the nearest BDC branch With the necessity to notify the bank in case of travelling abroad to avoid stopping the card or declining transactions. 

 

Terms & Conditions are applied and changes according to bank policies changes.

 

Banque du Caire MasterCard International Remittance Cards

With BDC MasterCard Remittance, you can receive your remittance in Egyptian pounds from anywhere without opening bank accounts.  

Benefits:

    • Free issuance.
    • The card is valid for 2 years. 
    • Local and worldwide acceptance for purchases and cash withdrawals as per the bank's regulations.
    • Issued for individuals receiving remittance: starting 18 years old.
    • No commission on cash withdrawals using BDC ATMs.
    • SMS alert notifications when the remittance is received and added to the card.
    • Card balance inquiry through ATMs.

Terms and Conditions: 

  • Cards are issued for individuals who will receive the transfer of minimum age 18 years old.
  • Daily max limit for Cash Withdrawal inside Egypt: 5 transactions with the amount of L.E 10,000.
  • Daily Cash withdrawal outside Egypt: equivalent to L.E 1,500. (T&C are applied)
  • Monthly max. limit for cash withdrawal outside Egypt: equivalent to L.E 7,500.
  • Daily max limit for Purchases: 4 transactions with the amount of L.E 10,000 inside Egypt/ L.E 10,000 outside Egypt .
  • Monthly max. limit for Purchases outside Egypt: equivalent to L.E 20,000.
  • The card is for the incoming remittances only.

Required Documents: 

  • National ID
  • Fill in application 

Travelling Abroad

Please note that the international cash withdrawals & purchases limits & Fees are amended in accordance with market change- For more information please call 16990 or visit the nearest BDC branch With the necessity to notify the bank in case of travelling abroad to avoid stopping the card or declining transactions. 

 

 Terms and Conditions Apply

 

Main info. about

Accounts

Bank Du Caire has different types of accounts in both local and Forien currency

 

Term Deposits

Bank Du Caire has different types of Term Deposits in both local and Forien currency

 

Certificates Of Deposit

The many types of certificates of deposit issued in Egyptian pounds by Banque du Caire have multiple advantages

 

Retail Loans

Bank Du Caire offers different types of loans for both Private and public sector employees

 

Bancassurance

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